Collin County TX Affordable Properties

Collin County TX Affordable Properties

Looking for affordable homes in Collin County under $300,000? You're in the right place. This list of properties is updated frequently, so you can be sure you're seeing the most current and available listings. Many of these homes are FHA loan eligible, which means you may only need a 3.5% down payment if you qualify—making homeownership more accessible than you might think. With rental prices continuing to rise across North Texas, buying a home isn't just a smart investment—it's a way to build your own wealth instead of your landlord’s. Start your search today and take the first step toward owning your future.

Collin County TX Affordable Properties

$239,999
3 Beds 2 Baths 21341677 MLS
Looking for the freedom that HOA living just can't offer? Welcome to this beautifully renovated 3-bedroom, 1.5-bath home on quarter of an acre in the growing community of Nevada, TX. With no HOA and no known restrictions, this versatile property offers endless possibilities—whether you're searching for the perfect starter home, need space to operate a home-based business, want room for trailers, work vehicles, or recreational toys, or are exploring the property's potential for future commercial rezoning (buyer to verify). Completely renovated down to the studs, this move-in-ready home showcases an open-concept design filled with natural light, luxury vinyl plank flooring, quartz countertops, stylish shaker cabinetry, updated fixtures, and a fresh, modern color palette that creates the perfect backdrop for any style. Outside, the fully fenced backyard provides plenty of room for children, pets, entertaining, gardening, or simply enjoying the extra space that's becoming increasingly difficult to find. Conveniently located just minutes from Highway 78, you'll enjoy quick access to Lavon, Wylie, Josephine, Caddo Mills, Royse City, and Rockwall, making commuting, shopping, dining, and everyday conveniences easily accessible while still enjoying the charm and freedom of country-style living. Whether you're looking for a place to call home, a property that supports your lifestyle, or an investment with future potential, this one checks all the boxes. Schedule your private showing today!

110 S Fm 1138, Nevada

$275,000
2 Beds 1 Baths 21340018 MLS
Welcome to this beautifully renovated lakeside retreat in Nevada, Texas. Nestled near the water and thoughtfully redesigned, this move-in-ready home combines modern upgrades with peaceful country-lake living. Situated on a spacious corner lot, this property offers an abundance of outdoor space rarely found at this price point. The oversized front yard and huge backyard provide endless possibilities for entertaining, relaxing, gardening, or future expansion. The large front yard also offers plenty of room for RV parking, making it ideal for boat owners, travelers, or outdoor enthusiasts. This fully remodeled home features all-new flooring, fresh interior walls and finishes, a completely updated bathroom, brand-new kitchen appliances, and a new HVAC system for year-round comfort. Major exterior improvements include a new roof, new windows, and newly installed fencing, offering both peace of mind and longterm value. In addition to the beautifully updated home, the property also includes two storage buildings and a versatile detached garage carport large enough for vehicle parking, boat storage, or workshop use - perfect for lake-life living and outdoor enthusiasts. Whether you’re looking for a cozy primary residence, a relaxing weekend lake retreat, or a short-term rental investment, this property offers incredible flexibility and potential. Its peaceful setting, large lot, and ample parking make it an excellent Airbnb or vacation rental opportunity for guests seeking a private lakeside getaway. Enjoy the charm of country living while still being within reach of nearby city amenities. Actual size is bigger than city records. A rare opportunity to own a turn-key, fully updated home near the lake - ready for its next owner to enjoy Information Deemed Reliable, but not Guaranteed.

5776 County Road 927, Nevada

$199,000
2 Beds 1 Baths 21339012 MLS
Finding a condo with a private attached garage is rare. Finding one with two outdoor living spaces, soaring vaulted ceilings, abundant natural light, and Plano ISD is even rarer. Tucked away in a quiet community just steps from beautiful Brentwood Park, this unique two-bedroom home lives more like a townhome than a traditional condo. Enter through your private entrance and head upstairs to an inviting second-floor retreat where vaulted ceilings, a large skylight, and windows on multiple sides flood the home with natural light, creating a bright, airy interior where you may never need to turn on the lights during the day. The open living area flows seamlessly onto a private covered balcony, perfect for morning coffee or unwinding with a glass of wine. The efficient kitchen includes all appliances plus a dedicated laundry area with your own washer and dryer. The spacious primary suite features an oversized walk-in closet with convenient Jack-and-Jill bath access. The flexible secondary bedroom is currently configured as an open home office but can easily be enclosed again to create a true guest bedroom. A spiral staircase leads to a private ground-level patio ideal for grilling, gardening, or relaxing outdoors with direct access to your private one-car garage and a generous storage closet. Residents enjoy a clubhouse and pool, while Bentwood Park, complete with walking trails, playgrounds, and a scenic pond is just at the end of the block. Conveniently located with quick access to the Dallas North Tollway and President George Bush Turnpike, you'll enjoy an easy commute along with nearby shopping, dining, and entertainment. An exceptional opportunity for first-time buyers, professionals, or anyone looking for low maintenance living without sacrificing privacy or functionality.

6220 Bentwood Trl Unit 606, Dallas

$300,000
3 Beds 2 Baths 21338791 MLS
Discover the perfect blend of comfort, convenience, and community in one of Lavon’s most established neighborhoods. As Lavon continues to experience incredible growth with exciting new retail, restaurants, and a recently approved Walmart this is an excellent opportunity to enjoy small-town living while being part of one of the area’s fastest-growing communities. Located in the established LakePointe neighborhood, you’ll appreciate that construction within the community is complete, creating a finished streetscape without the noise and disruption of ongoing building. Residents enjoy an exceptional neighborhood lifestyle with a community pool, two parks, expansive green space, scenic walking paths, and a new pickleball court currently under construction. Whether you’re taking an evening stroll, joining one of the neighborhood’s many social groups and clubs, or simply enjoying the friendly atmosphere, LakePointe is a place where neighbors truly become friends. Inside, this meticulously maintained home features an inviting open-concept floor plan designed for both everyday living and entertaining. One of its standout features is the versatile combined mudroom and office space just off the kitchen. Whether you need a home office, a dedicated homeschool or homework space, this thoughtfully positioned space adapts to your lifestyle. It’s also perfectly situated near the garage entry, making it an ideal drop zone for backpacks, groceries, shoes, and everything else that comes through the door each day. Step outside to a backyard that’s ready for your vision. Whether you’ve dreamed of adding a patio, garden, play area, pool, or simply creating your own outdoor retreat, the blank canvas offers endless possibilities to make it your own. The HVAC system has been extensively updated with new indoor and outdoor coils plus a new compressor, providing peace of mind for the next owner. The garage is equipped with a 60 amp Level 2 Tesla charger.

218 Brookview Dr, Lavon

$295,000
2 Beds 3 Baths 21333368 MLS
Welcome to this extraordinary former model home that sets the standard for quality, elegance, and move-in ready perfection. Gently lived in and meticulously maintained, every detail of this stunning residence reflects the exceptional craftsmanship and thoughtful design you would expect from a model home — without the model home price tag. From the moment you step through the front door, you will immediately sense the difference that impeccable care and attention to detail makes. The open and thoughtfully designed floor plan flows beautifully, creating a warm and welcoming atmosphere that is both stylish and functional for everyday living. The updated kitchen and breakfast bar overlook the living area, creating a seamless connection between cooking and entertaining spaces. Whether hosting friends for a casual gathering or enjoying a quiet evening at home, this layout makes it effortless and enjoyable. The kitchen's design invites conversation and connection, making it the natural heart of the home. The generous master bedroom is a true sanctuary — spacious enough to comfortably accommodate a king-size bed and a cozy sitting area where you can relax, read, or simply unwind after a long day. The primary suite is thoughtfully complete with its own private bath with updated walk in shower, and a huge walk-in closet that offers exceptional storage and organization for every wardrobe need. Updates include wooden floor in living room, new glass shower enclosure in master bath, painting, light fixture and electrical switches, whole house surge protector, new updated electrical fans, recessed lights, home automation, COVE security system. The home is electric with two Amazon Alexa smart thermostats. The prime location offers easy and convenient access to and from HWY 75 and its former model quality, impeccable condition, spectacular community, and unbeatable location make this is a rare opportunity that simply will not last. Do not miss your chance to own this hidden gem.

2209 Stonepark Pl, McKinney

$259,900
3 Beds 3 Baths 21336052 MLS
Perfectly positioned on a desirable corner lot, this beautifully maintained home offers the ideal combination of space, comfort, and functionality. Soaring ceilings, abundant natural light, and an inviting open floor plan create a warm, welcoming atmosphere from the moment you step inside. The spacious living room is centered around a cozy brick fireplace and flows seamlessly into the kitchen, featuring ample cabinetry, generous counter space, a center island, and a sunny breakfast area overlooking the backyard—making it perfect for both everyday living and entertaining. One of the home's most desirable features is its thoughtfully designed split-bedroom floor plan. The entire upstairs is dedicated to the private primary retreat, offering the ultimate owner's sanctuary. This oversized suite features two walk-in closets and a spacious ensuite bath complete with dual vanities, a relaxing garden tub, and a separate walk-in shower. Downstairs, you'll find two generously sized secondary bedrooms and a full bath, providing the perfect setup for family, guests, or a home office while maintaining exceptional privacy for the primary suite. Step outside to a generously sized backyard with endless possibilities for entertaining, gardening, pets, or creating your own outdoor oasis. Conveniently located near highly rated Wylie ISD schools, shopping, dining, parks, and major highways, this home offers the perfect balance of peaceful neighborhood living and everyday convenience. Whether you're searching for your first home, your forever home, or a smart investment, 510 E. Stone Circle is a rare opportunity that checks all the boxes. Schedule your private showing today and experience everything this exceptional home has to offer!

510 E Stone Cir, Wylie

$260,000
2 Beds 2 Baths 21330709 MLS
MOVE-IN READY! Welcome home to this beautifully maintained townhome in the highly sought-after Village on the Green in the heart of McKinney. Offering the perfect blend of style, comfort, and low-maintenance, lock-and-leave living, this home is ideal for busy professionals, first-time buyers, downsizers, or anyone seeking an easy-care lifestyle. As soon as you step in, the light-filled, open-concept floor plan with soaring ceilings, sets the tone. Featuring attractive wood-look laminate flooring throughout, creating a warm and inviting atmosphere that's perfect for everyday living and entertaining. The thoughtfully designed, functional kitchen is equipped with a built-in microwave, range, dishwasher, disposal, and abundant workspace, making cooking both convenient and enjoyable. A conveniently located powder bath completes the main level. Upstairs, you'll find a versatile second living area—ideal as a home office, reading retreat, media room, playroom, or game room. The spacious primary suite provides a relaxing escape with a large walk-in closet and an adjoining full bath. A generously sized full-size laundry room with an attached walk-in storage closet offers exceptional storage rarely found in townhome living. Outside your door, enjoy beautifully maintained landscaping, scenic walking paths, lush green spaces, and a sparkling community pool, giving you all the benefits of resort-style amenities without the maintenance. Spend your weekends relaxing instead of mowing the lawn, thanks to the home's desirable lock-and-leave lifestyle. Perfectly positioned just minutes from US-75 and SH-121, this exceptional home offers easy access to Historic Downtown McKinney, premier shopping, dining, entertainment, parks, and highly rated schools. Combining an unbeatable location.

3033 Stone Forest Cir, McKinney

$299,999
4 Beds 2 Baths 21304168 MLS
Beautifully updated single-story home for sale in the rapidly growing community of Anna! This spacious 4-bedroom, 2-bath home offers over 2,000 square feet of thoughtfully designed living space with an open-concept floor plan perfect for both everyday living and entertaining. The versatile fourth bedroom can easily serve as a home office, study, or guest room. Recently refreshed with new interior and exterior paint, this home features new flooring —no carpet! The kitchen and both bathrooms have been upgraded with new quartz countertops, sinks & freshly painted cabinetry, updated hardware, modern faucets and contemporary light fixtures for a clean-timeless look. The inviting living room features soaring vaulted ceilings that create a bright, open and airy atmosphere. The well-appointed kitchen is the heart of the home, offering abundant cabinet storage, wine cooler and an electric double oven range, making it ideal for cooking and entertaining. The private primary suite provides a peaceful retreat with generous space, ample storage and an en-suite bath featuring updated quartz countertops, modern fixtures, and hardware. Secondary bedrooms are generously sized, each with updated ceiling fans and modern finishes, offering comfort and flexibility for family, guests, or hobbies. Throughout the home you'll find new light fixtures, ceiling fans, updated door hardware and faucets, giving the entire home a fresh, cohesive feel. A spacious utility room is conveniently located at the rear of the home and includes built-in storage cabinets, additional organizational space, and direct access to the backyard. This home is ideally situated near schools, shopping, dining and everyday conveniences, with quick access to Hwy. 75 for an easy commute. It offers the perfect combination of modern style, comfort, functionality and location in one of North Texas' fastest-growing cities & completely move-in ready!

205 Oriole Dr, Anna

$247,520
2 Beds 2 Baths 21335116 MLS
***The residents will hold an Open House for #109, #409, and #414 at 12-4P Sat. July 25, 2-5P Sunday July 26. Come to listen to the residents of this community !!*** Smarter Than a Condo, Better Than Renting: Luxury 62+ Living in Allen, TX Experience the ultimate lock-and-leave lifestyle at the Village Cooperative of Allen. Unit 109 offers the asset protection of homeownership with the ease of luxury maintenance-free living in one of the nation's most desirable suburbs. Residence: Unit 109 (Wexford floor plan): This spacious 1,506 sq. ft. home features 2 bedrooms and 2 bathrooms. Perfectly situated on the first floor, it offers effortless access to the community hub, mailroom, and outdoor patio. The interior boasts a bright, open-concept design with a large primary suite featuring a walk-in closet, double sinks, and a walk-in shower. Premium $17,000 Upgrade Package Includes: • Upgraded granite countertops in the kitchen and bathrooms. • 42 inch underlit cabinetry with custom soft-close pull-out trays. • Sleek black stainless-steel appliances (refrigerator, washer, and dryer convey). • Luxury Vinyl Plank (LVP) flooring throughout—completely carpet-free. Effortless Amenities & Accessibility: Your designated parking space in the secure underground garage—which includes a car wash bay located directly across from the elevator for easy unloading. Residents also enjoy a fitness center, woodworking shop, community room, and guest suites for visiting family. Peace of Mind: The $247,520 purchase price secures your share in a thriving community. A monthly carrying charge of $2,483 simplifies your life by covering nearly everything: property taxes, insurance, utilities, and all interior and exterior maintenance. Trade equity-sapping repairs for a vibrant, resident-led lifestyle. This move-in-ready gem is the best-valued unit in the building—secure your worry-free future today!

930 Stockton Dr Unit 109, Allen

$258,491
2 Beds 2 Baths 21331649 MLS
***The resident committee will hold an Open House for unit #109, #409, and #414 at 12-4P Sat. July 25, 2-5P Sunday July 26. Come to listen to the residents of this cooperative !! *** Experience the ultimate 62+ active adult lifestyle at the Village Cooperative of Allen, located in one of the most desirable suburbs in the U.S. This brand-new, move-in ready 409 Wexford unit offers the financial and social perks of homeownership without maintenance headaches. The Residence Located on the fourth floor; this spacious 1,506 SF open-concept apartment features a private balcony perfect for enjoying stunning sunsets. The chef-inspired kitchen includes a center island, with the refrigerator, washer, and dryer all conveying with the unit. Modern luxury vinyl plank flooring runs through the main living areas, while carpeted bedrooms provide extra comfort. The primary suite is a true retreat with a large walk-in closet, double sinks, a built-in vanity, and a sleek walk-in shower with glass doors. Amenities & Lifestyle Enjoy a secure, lock-and-leave lifestyle with reserved underground parking in a secure basement garage. The building is packed with premium amenities, including a well-appointed fitness center, Community Room for social gatherings, Club Room, Craft and Hobby Rooms, and a dedicated guest suite for your visitors. The Cooperative Advantage This unique living model provides a predictable monthly budget. The monthly carrying charge covers property taxes, insurance, water, sewer, trash, interior exterior maintenance, landscaping, and building security. Best of all, your share price appreciates at a fixed 3% annually, and you receive tax statements for your share of property taxes and mortgage interest. Operated as a resident-run not-for-profit, the cooperative focuses on maintaining value and a worry-free environment. This never-occupied unit includes over $10,000 in builder upgrades and is ready for you to call home today.

930 Stockton Dr Unit 409, Allen

$295,000
2 Beds 2 Baths 21333621 MLS
Looking for a low maintenance home in North Dallas with easy access to work, travel, shopping, dining, and entertainment and PLANO ISD? Property qualifies for DOWNPAYMENT ASSISTANCE and REVERSE MORTGAGE OPTIONS. This updated 2 bedroom, 2 bath garden home in Bent Tree Gables offers 1,083 square feet of smart, comfortable living near the Dallas North Tollway and President George Bush Turnpike. The desirable split bedroom floor plan creates flexible space for guests, shared living, or a private home office. Step into a bright, open living area with soaring vaulted ceilings, recessed lighting, and a cozy wood burning fireplace. The kitchen offers generous cabinet storage, a pantry, and a sunny breakfast nook. Both spacious bedrooms include walk in closets, updated ensuite baths, and access to private outdoor spaces. The upgraded bathrooms feature quartz countertops, updated tubs and surrounds, a frameless shower door, modern hardware, and chair height commodes. Solar window screens and a durable vinyl fence add comfort and easy upkeep. Outside, two private courtyards offer peaceful spots for morning coffee, gardening, or outdoor dining. The attached garage includes a full size laundry area, and the washer and dryer convey. HOA maintained grounds help make daily life simple. Enjoy convenient access to Addison, The Shops at Legacy, Legacy West, Stonebriar Centre, Arbor Hills Nature Preserve, medical centers, DART transit, Galleria Dallas, Downtown Dallas, DFW Airport, Dallas Love Field, and The Star. Located in Plano ISD, this turnkey North Dallas home puts comfort, privacy, and convenience in one place. Schedule your private showing today and come see it for yourself.

18095 Whispering Gables Ln, Dallas

$300,000
3 Beds 2 Baths 21328824 MLS
Some streets you just drive down. This one makes you slow down. Tucked into a quiet pocket of Allen's Collin Square neighborhood, this cul-de-sac address gets the balance right: small-town calm on the street, big-city convenience just outside it. Central Expressway sits minutes away, putting all of Dallas-Fort Worth within easy reach, while the block itself stays exactly as peaceful as a cul-de-sac should be. Mature trees, sidewalks, neighbors who actually know each other. It is the kind of street people stay on for years. Here is what sets this one apart. The hard, expensive work is already done. Roof. Fence. Water heater. Windows. Front Door. Fireplace and flue system. The foundation was done a few years back. The HVAC system has been replaced. Every system that makes buyers nervous on other listings has already been handled here, so the next owner gets to skip straight to the good part: moving in and living. Zoned to Allen ISD, consistently one of the strongest school districts in Collin County. Miles of greenbelt trails run through the area for running, biking, or simply getting outside, and everyday shopping and dining sit minutes away. Allen has become one of the most in-demand addresses in DFW, and it is easy to see why. Homes that combine a quiet, established street with fully updated systems are what buyers today want. This is the smart way into one of Collin County's best cities, without the price tag that usually comes with it.

25 Brewster Ct, Allen

$285,000
3 Beds 2 Baths 21309293 MLS
Welcome to a home where character, comfort, and convenience come together. Tucked behind mature evergreen landscaping for added privacy, this distinctive single-story Plano home offers a welcoming retreat with spaces designed for both everyday living and memorable gatherings. A charming wooden walkway beneath a canopy of mature crape myrtles leads to the front entrance, while a covered gazebo creates the perfect spot to enjoy your morning coffee or unwind after a long day. Inside, colorful design elements and flexible living spaces create a home that invites you to make it your own. The spacious living area features a dry bar that is ideal for entertaining, while the dedicated media room is ready for movie nights, game days, hobbies, or additional living space. The kitchen serves as the heart of the home, bringing family and friends together for meals, conversation, and lasting memories. With three bedrooms, two full bathrooms, and multiple versatile living areas, there is plenty of space to adapt to your lifestyle, whether you need a home office, creative studio, fitness area, or guest space. The backyard offers a thoughtful blend of covered and open outdoor spaces, providing room to relax, entertain, garden, or create your own private retreat. The location adds even more to love. Enjoy quick access to U.S. Highway 75 and nearby DART rail service for convenient commuting throughout the Dallas-Fort Worth Metroplex. Shopping, dining, parks, and everyday conveniences, including Costco, Walmart, Home Depot, Lowe's, and Shawnee Park, are all just minutes away, making daily life both easy and enjoyable. Lovingly cared for and filled with years of special memories, this home is ready for its next chapter. Experience its unique personality, flexible spaces, and exceptional location for yourself. Schedule your private showing today.

3352 Buckingham Ln, Plano

$275,000
3 Beds 2 Baths 21328528 MLS
Welcome to this move-in ready 3-bedroom, 2-bathroom single-story home featuring a rare 3-car garage and an unbeatable location within walking distance to the neighborhood elementary school, community pool, and park. Designed for both relaxed daily living and entertaining, this inviting home offers a bright, open-concept layout, stylish modern finishes, and an abundance of natural light. Cooking is a delight in the beautifully appointed kitchen, surrounded by crisp white cabinetry, a classic white subway tile backsplash, elegant granite countertops, and stainless steel appliances, including a gas range. A massive center island with an undermount sink provides abundant prep space while doubling as the perfect breakfast bar for gathering with family and friends. The spacious living area is filled with natural light thanks to a generous wall of windows that frame picturesque views of the backyard, creating a warm and inviting atmosphere. When it's time to unwind, the private primary suite offers a peaceful retreat with a cooling ceiling fan and dual windows that welcome in morning light. Two additional versatile bedrooms provide the perfect setup for a growing family, overnight guests, or a dedicated home office. Everyday convenience continues with a spacious utility room featuring built-in cabinetry and open shelving, and the refrigerator, washer, and dryer will convey with the home. Outside, you'll discover a backyard designed for making memories. A covered patio provides the perfect shaded spot for morning coffee, outdoor dining, or relaxing after a long day. Beyond, the expansive, fully fenced lawn offers endless space for kids to play, pets to roam, gardening, or hosting backyard gatherings. With its desirable location, rare 3-car garage, spacious backyard, and convenient access to the neighborhood elementary school, community pool, and park, this home offers the perfect blend of comfort, convenience, and lifestyle.

797 Hawthorn St, Princeton

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