Collin County TX Affordable Properties

Collin County TX Affordable Properties

Looking for affordable homes in Collin County under $300,000? You're in the right place. This list of properties is updated frequently, so you can be sure you're seeing the most current and available listings. Many of these homes are FHA loan eligible, which means you may only need a 3.5% down payment if you qualify—making homeownership more accessible than you might think. With rental prices continuing to rise across North Texas, buying a home isn't just a smart investment—it's a way to build your own wealth instead of your landlord’s. Start your search today and take the first step toward owning your future.

Collin County TX Affordable Properties

5911 Broadacre Dr, Princeton
$300,000
3 Beds ⋅ 2 Baths ⋅ 21422513 MLS
BETTER THAN NEW CONSTRUCTION, WITHOUT THE NEW CONSTRUCTION PRICE! Why pay more for new construction when you can own Meritage Homes' popular Oleander floor plan for just $300,000, with upgrades already completed? Offering 1,833 square feet, 3 bedrooms, and 2 bathrooms, this barely lived-in home combines the appeal of new construction with the convenience of thoughtful improvements that are already done for you! The sellers have taken care of the finishing touches, including a beautifully finished garage with epoxy flooring, painted walls, and baseboards. The covered back patio features an added ceiling fan, perfect for enjoying Texas evenings, while the concrete on both the back patio and front porch has been sealed for years of beautiful enjoyment. ANOTHER BIG BONUS? The sellers have already had the home inspected, and the inspection report is available for buyers to review! That's added transparency before you even make an offer. Originally purchased as a personal residence and occupied for only a few months, this home has seen very little use. Now, the opportunity to enjoy it belongs to you! Why wait for a new build, pay more, and then spend additional money on upgrades? This move-in-ready Meritage home offers the popular Oleander layout, completed improvements, and exceptional value at $300,000.Quartz countertops, LVP flooring, flex space for an office or extra dining, walk in closet, window blinds, refrigerator, washer and dryer, tankless water heater, garage door opener, and much more. Enjoy all the fabulous community features, including pool, clubhouse, basketball court and trails. The home and community are perfect for you! Nearly new home. Nicely upgraded for your enjoyment. Priced to move. Schedule your showing before someone else discovers this opportunity!

5911 Broadacre Dr, Princeton

2524 Preston Rd Unit 206, Plano
$288,000
2 Beds ⋅ 2 Baths ⋅ 21394735 MLS
Welcome to this light-filled second-floor Plano condo. This open floor plan features premium luxury vinyl plank flooring, and a large covered deck overlooking the gardens to come together in a home that’s as comfortable as it is polished. The living room centers on a cozy fireplace and opens into a flexible study nook, perfect for a home office, a reading corner, or extra room to spread out. Next to it, the dining area connects directly to the kitchen, which makes hosting dinner or settling in for a quiet night easy. Cooks will appreciate the granite countertops, stainless steel appliances, electric range, built-in microwave, and generous cabinet space. The refrigerator, washer, and dryer are available with the home by negotiation, so you can move right in. Step out onto the covered deck, easily one of the best features of this unit and a peaceful spot for morning coffee, unwinding after work, or entertaining in any weather. The primary suite is a true retreat, with plenty of space and a private en-suite bath. The secondary bedroom sits on the opposite side of the home beside a full bath, giving guests or a roommate their own space. A single-car garage adds everyday convenience. Outside your door, the community pool is a great spot to cool off through the long Texas summers or unwind on a weekend afternoon. The location is just as appealing, with quick access to major roadways that make commuting across Plano and the greater Dallas area simple, and a wide range of shopping, dining, and entertainment options only minutes away. Whether you’re running errands, meeting friends for dinner, or heading to the office, everything you need is close by. Come see it for yourself!

2524 Preston Rd Unit 206, Plano

1144 Loch Way, Princeton
$279,990
3 Beds ⋅ 2 Baths ⋅ 21423147 MLS
MLS# 21423147 - Built by Imagination Homes - December 2026 completion ~ Imagination Homes proudly presents the Sonnet Floorplan, a thoughtfully designed single-story home offering comfort, functionality, and inviting living spaces throughout. A 3 Bedroom, 2 Bathroom, 2 Car Garage with 1,424 SF of living space that feels much bigger. Step inside through the welcoming entry and discover an open-concept layout that seamlessly connects the kitchen, dining, and family room—perfect for everyday living and effortless entertaining. The spacious family room flows naturally into the dining area and kitchen, creating a bright and airy central gathering space. The kitchen features a large island, pantry, and convenient access to the utility room, making meal prep and organization a breeze. Privately situated at the rear of the home, the generous primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath complete with dual vanities, a soaking tub, and separate shower. Two secondary bedrooms are thoughtfully positioned on the opposite side of the home, sharing a full bath—ideal for family members or guests. Enjoy outdoor living year-round on the covered patio just off the family room, perfect for morning coffee or evening gatherings. A centrally located utility room and a spacious two-car garage add everyday convenience and ample storage. With its smart layout, private bedroom separation, and open living areas, this home combines comfort and style in a design that truly lives well. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Sonnet floorplan. Schedule your tour today!

1144 Loch Way, Princeton

4370 County Road 660, Farmersville
$1,850
3 Beds ⋅ 2 Baths ⋅ 21417317 MLS
Peaceful Modern country living rental will be Available November 1st. Escape the suburban sprawl and secure your own private sanctuary just 3 miles off State Highway 78. Located outside Farmersville city limits, this 2020-built, 3-bedroom, 2-bathroom manufactured home offers 1,456 sq. ft. of comfortable, open-concept living space set on approximately one acre. Elevated on a hill, you'll be captivated by breathtaking views that will enhance your daily routine. Enjoy quiet afternoons on the spacious deck, where the only sounds will be the soothing whispers of the wind through the fields. With this fully fenced yard being embedded in a massive 60-acre parcel and bordered by generations-old agricultural land, it acts as a natural fortress against development. The rapid growth of the surrounding areas stops at these fence lines. Perfectly positioned in a high-growth corridor, this location puts Melissa, Anna, Princeton, and Greenville all within a 30-minute drive. Major hubs like McKinney, Sherman, Bonham, Plano, Rockwall, and Wylie are all under an hour away. The rental includes full use of an on-site storage container, plus convenient RV hookups at the front of the lot. Please note the gravel driveway is shared with the adjacent acreage tenant, and a gate secures your private leased acre. While landlords are pet friendly, there are some restrictions regarding breed, size and number of animals to be considered.

4370 County Road 660, Farmersville

274 Moonstone Way, Princeton
$280,000
4 Beds ⋅ 3 Baths ⋅ 21422749 MLS
Welcome to this beautifully maintained, two-story single-family home located in the highly desirable community of Princeton, Texas. Originally constructed in 2021, this expansive 2,292-square-foot residence perfectly pairs with contemporary smart home technology, offering an exceptional lifestyle. Upon entering, you are greeted by an expansive open-concept layout defined by neutral color palettes and durable, stylish plank-tile flooring running through the primary high-traffic areas. The heart of the home is a thoughtfully designed, gourmet eat-in kitchen. Culinary enthusiasts will appreciate the abundant cabinetry, generous countertop workspace, microwave, dishwasher, disposal, and electric range and oven. The kitchen features both a casual breakfast nook and a formal dining area, transitioning seamlessly into a massive family room that serves as the perfect central hub for entertaining and daily gatherings. The upper level houses four generously sized bedrooms and two of the home’s two-and-a-half bathrooms. The private primary suite functions as a peaceful retreat, complete with a dedicated en-suite bath and a large walk-in closet. Every room throughout the home comes equipped with functional upgrades, including custom window blinds and ceiling fans for year-round climate comfort. Situated on a manicured 6,403-square-foot lot, the exterior boasts a massive, oversized backyard complete with lush, green grass landscaping—an ideal blank canvas for outdoor recreation, pets, or weekend barbecues. A pristine two-car attached garage with an accompanying driveway provides ample parking and storage space.

274 Moonstone Way, Princeton

1253 Carinna Dr, Anna
$300,000
4 Beds ⋅ 2 Baths ⋅ 21421614 MLS
SELLER OWNER FINANCING !!! Seller is contributing 1% and the preferred lender is contributing an additional 1% toward buying down the buyer's interest RATE. Qualified buyers may receive a starting interest RATE as low as 4.99%. Welcome to this beautiful Megatel Homes property featuring an attractive stone elevation and situated on a desirable corner lot in the growing city of Anna. This well-designed home offers 4 spacious bedrooms, 2 full bathrooms, and an open-concept floor plan perfect for modern living. The heart of the home is the stunning kitchen, complete with granite countertops, a gas range, abundant cabinetry, and ample workspace for cooking and entertaining. The kitchen seamlessly opens to the family room, creating a bright and inviting space for gatherings with family and friends. The private primary suite provides a relaxing retreat with a spacious bedroom, an ensuite bathroom featuring a walk-in shower, and a large walk-in closet. Three additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the covered patio overlooking the huge backyard, providing plenty of space for outdoor entertaining, gardening, or future additions. Conveniently located on a corner lot, this home offers extra privacy, curb appeal, and room to enjoy. Don't miss the opportunity to own this beautiful home that combines comfort, functionality, and style in one of Anna's most desirable communities.

1253 Carinna Dr, Anna

18240 Midway Rd Unit 1706, Dallas
$250,000
3 Beds ⋅ 3 Baths ⋅ 21421402 MLS
RARE 3-BEDROOM END-UNIT CONDOMINIUM WITH PRIVATE COURTYARD AND THREE ENSUITE BATHROOMS! Discover this rare end-unit condo offering an exceptional combination of privacy, comfort, and abundant storage. This residence offers a desirable sense of privacy and townhouse-style living. Open living with vaulted ceiling and lots of windows. The thoughtfully designed floor plan features two upstairs bedrooms and one downstairs bedroom, each with its own private en-suite bathroom. This versatile arrangement provides comfort and privacy for residents and guests, with the main-level bedroom offering additional flexibility; currently used as an office. Updated baths; with primary featuring a separate shower. Primary bedroom includes built-in custom closet and a mirrored hallway closet with built-in storage drawers, and numerous cabinets provide exceptional organization. Galley kitchen features beautiful granite countertops, generous cabinet and drawer space, two glass-front display cabinets, dedicated spice and pantry cabinets, and overhead cabinetry above the refrigerator and microwave. A built-in trash cabinet adds convenience and keeps the kitchen organized. A new microwave installed Sept 2026 completes the space. New carpeting installed upstairs Aug 2026 adds a fresh, updated touch. Additional conveniences include a dedicated laundry area with space for a washer and dryer and a water heater installed in 2020. Enjoy inviting two outdoor spaces, including a private courtyard ideal for relaxing or entertaining and a beautifully landscaped side yard. Ideally located with convenient access to major highways, shopping, restaurants, and everyday services. Feeds into Plano ISD. This one is a GEM!

18240 Midway Rd Unit 1706, Dallas

111 Murchison St, Farmersville
$175,000
3 Beds ⋅ 2 Baths ⋅ 21392204 MLS
LOCATION, POTENTIAL & SMALL-TOWN CHARM IN THE HEART OF FARMERSVILLE! Bring your vision to this 3-bedroom, 2-bath brick home offering approximately 1,662 square feet on a corner lot. Available for immediate move-in, this established home offers the opportunity to live comfortably while making updates and renovations at your own pace! Inside, discover a spacious living area with wood-look flooring, crown molding, and neutral tones. The primary bedroom features an ensuite bath with an updated tiled walk-in shower, multiple closets, and built-in storage. Two additional bedrooms offer generous space, including one with corner shelving. Additional storage throughout, plus an included washer & dryer, add everyday convenience! An attached 2-car garage provides workspace and storage, while mature shade trees, a covered front porch, and fenced backyard add outdoor appeal. LOCATION IS A BONUS! Just a few blocks from J.W. Spain Athletic Complex, Chaparral Trail, and Historic Downtown Farmersville with its local shops, restaurants, and community events. A neighborhood convenience store and gas station are just over a block away, with Tatum and Hemby Elementary Schools nearby. STREET IMPROVEMENTS UNDERWAY! The City of Farmersville is upgrading Murchison Street with new concrete pavement and driveway approaches. Work in front of this property is anticipated to be completed by mid-to-late November 2026, subject to the City's schedule. IDEAL FOR CASH OR CONVENTIONAL FINANCING BUYERS! Whether you're looking for a home to personalize or your next investment opportunity, this property offers possibilities. Sold AS-IS. Bring your ideas and make it your own!

111 Murchison St, Farmersville

916 Evergreen St, Princeton
$299,000
4 Beds ⋅ 2 Baths ⋅ 21417346 MLS
A home doesn't have to be complicated to offer everything you need, & this move-in-ready, 4-bedroom home in Princeton's Arcadia Farms community is a great example. Natural sunlight fills the living area, creating a bright, comfortable place to settle in at the end of the day or spend time with friends. The living space connects easily to the kitchen & breakfast area, so the home feels connected without wasting space. In the kitchen, you'll find granite countertops, a large center island, gas cooking & plenty of cabinet storage. There's room to prepare meals, pull up a seat at the island or enjoy a more relaxed breakfast before the day gets going. The primary bedroom is positioned toward the back of the home, with a bathroom offering dual sinks & a walk-in shower. With four bedrooms, you also have the flexibility to make one a home office, guest room or hobby space without giving up the bedrooms you need. The covered back patio extends the living space outdoors, overlooking a level, usable lawn enclosed by wood privacy fencing. Whether you enjoy grilling, setting up a garden or simply having room to unwind, the backyard gives you options without requiring a complicated setup. The Class 4 impact-resistant roof installed in 2024 is a meaningful practical improvement, too. Beyond the home, Arcadia Farms offers a neighborhood setting with a community pool, parks & playgrounds, and nearby Highway 380 provides access to shopping, dining & destinations around Princeton and McKinney. If you're looking for four bedrooms, a functional layout & outdoor space you'll actually use, this home is worth seeing in person.

916 Evergreen St, Princeton

no property photo
$1,850
4 Beds ⋅ 2 Baths ⋅ 21419356 MLS
MOTIVATED SELLER AND INCREDIBLE VALUE! Welcome to 292 Wandering Stream Way! Located in a highly sought-after community minutes from the best of the DFW Metroplex, this beautiful home effortlessly blends modern design with ultimate peace of mind. Benefiting from two recent price reductions, this 2020 build represents an unbeatable opportunity for first-time homebuyers or savvy investors. The seller is highly motivated, and this gem will not last long! Property Highlights Open-Concept: Bright, airy floor plan designed for effortless entertaining. Chef’s Kitchen: Gorgeous countertops, a spacious island, and stainless appliances. Primary Suite: A quiet retreat with fantastic natural light and an en-suite bath. Outdoor Living: Private, fully fenced backyard perfect for summer Texas BBQs. Prime Location: Top-rated schools, local parks, and fast access to major highways. Unbeatable Peace of Mind Because this home was built in 2020, you can purchase with absolute confidence. The roof, foundation, and HVAC system are all in spectacular condition. Skip the anxiety of hidden surprises and looming maintenance costs—this home is completely structurally and mechanically solid. Showing and Move-In Details Completely Vacant and Easy to Show! Skip the waiting game—this property is completely vacant, professionally cleaned, and ready for a seamless, immediate move-in. The home is available to go and show at any time. Tour it today, go under contract, and get your keys right away! Ready to Make it Yours? In today's competitive DFW market, properties with this integrity—especially with a motivated seller and newly reduced price—move incredibly fast.

298 Wandering Stream Way, Princeton

5859 Frankford Rd Unit 1209, Dallas
$250,000
2 Beds ⋅ 2 Baths ⋅ 21417844 MLS
Welcome to this updated two-story condominium in the gated Cobblestone Square community of North Dallas. Located in Collin County and zoned for top-rated Plano ISD schools (Frankford Middle School and Plano West Senior High), this home offers low-maintenance living in a prime location. Inside, you will find fresh modern flooring throughout the entry, kitchen, and downstairs half bath. The kitchen features brand-new granite countertops, updated cabinetry, and new electrical switches and outlets. The open living and dining area includes a cozy brick fireplace and direct access to your private, fenced back patio. Upstairs offers two spacious bedrooms and a full bathroom complete with matching new granite countertops and double sinks. The unit includes one assigned covered carport space with additional guest parking nearby. Cobblestone Square amenities include a gated entrance, community swimming pool, clubhouse, and lush greenbelts. The monthly HOA fee covers water, sewer, trash pickup, exterior building maintenance, and blanket insurance. Enjoy fast access to the Dallas North Tollway, President George Bush Turnpike (PGBT), and Preston Road. You are minutes from top shopping and dining: Grocery & Retail: Trader Joe's, Whole Foods Market, Central Market, and Target Dining & Entertainment: Mesero, Whistle Britches, Flower Child, and Village on the Parkway in nearby Addison Outdoor Recreation: Preston Green Park and Campbell Green Park Move-in ready condo in Dallas TX 75252 with modern updates, Plano ISD schools, and easy commuting! Community allows up to 2 pets under 35 lbs combined.

5859 Frankford Rd Unit 1209, Dallas

1119 Garnet St, Princeton
$259,900
4 Beds ⋅ 2 Baths ⋅ 21418565 MLS
Beautifully updated 4bedroom, 2bath home with a dedicated office flex room in the highly desirable Trails at Riverstone community. Offering 1,591 square feet of thoughtfully designed living space, this move-in-ready home features a freshly painted interior and owner-upgraded luxury laminate flooring throughout. The open concept floor plan is filled with abundant natural light, creating a warm and inviting atmosphere. Just off the entry, a versatile flex room provides the perfect space for a home office, study, playroom, or hobby room. The secondary bedrooms are generously sized, while the private primary suite offers a peaceful retreat. At the heart of the home, the beautifully updated kitchen features ample cabinetry, a functional layout, and custom designer touches, including a stylish vent hood, open shelving, an upgraded sink, and a modern faucet—ideal for both everyday living and entertaining. The primary bath has also been enhanced with updated vanity lighting, upgraded faucets, and coordinating mirrors for a fresh, modern feel. Residents of Trails at Riverstone enjoy outstanding community amenities, including a resort-style swimming pool, playground, and scenic walking trails. Conveniently located with quick access to Highway 75 and just minutes from McKinney's premier shopping, dining, and entertainment, this home offers the perfect combination of comfort, style, and convenience, survey available. Virtual stage

1119 Garnet St, Princeton

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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