Collin County TX Affordable Properties

Collin County TX Affordable Properties

Looking for affordable homes in Collin County under $300,000? You're in the right place. This list of properties is updated frequently, so you can be sure you're seeing the most current and available listings. Many of these homes are FHA loan eligible, which means you may only need a 3.5% down payment if you qualify—making homeownership more accessible than you might think. With rental prices continuing to rise across North Texas, buying a home isn't just a smart investment—it's a way to build your own wealth instead of your landlord’s. Start your search today and take the first step toward owning your future.

Collin County TX Affordable Properties

$280,000
3 Beds 3 Baths 21358644 MLS
Standout Princeton opportunity with upgrades that set this home apart! This well-appointed 3-bedroom, 3-bath home offers 1,633 square feet of thoughtfully designed living space, an open-concept floor plan, and improvements you simply don't find in every home in the neighborhood. Updated LVP flooring adds a fresh, modern feel throughout the living areas, while the spacious kitchen and living room provide an ideal setting for both everyday living and entertaining. The primary suite delivers a true upgrade with a beautifully updated bath featuring a dual-sink vanity and LED lighted mirror, plus a large walk-in closet. All bedrooms are conveniently located upstairs along with the laundry room, creating an efficient layout for everyday life. Additional walk-in closet space provides plenty of storage throughout the home. Outside is where this property really shines. The large backyard and extended covered patio offer substantially more outdoor living space than you might expect, with ceiling fans and electrical already in place. It's the perfect setup for morning coffee, weekend gatherings, pets, or simply enjoying the extra room to spread out. And then there's Princeton&mdasha community experiencing remarkable growth, with new businesses, restaurants, parks, trails, and amenities continuing to arrive. This home is conveniently located near schools and daycares, close to local parks and dog-walking trails, and just down the street from the brand-new fire station. If you're looking for a home that combines the value and energy of one of North Texas's fastest-growing communities with meaningful upgrades and a backyard that stands out from the competition, 405 Covington deserves a look.

405 Covington Cv, Princeton

$259,000
3 Beds 2 Baths 21381667 MLS
~Oh, my stars!~ Such a sweet treat at an incredibly affordable price, with a QUARTER-ACRE LOT, treed views in coveted ‘NO-HOA’ Princeton Place, awesome back roads to avoid 380 and lovely TLC to boot! Dazzling drive-up to front-entry garage, deep driveway, fresh mulch, squeaky-clean windows and covered entry with storm door. Welcome home to your bright’n’scenic, open’n’airy living room, where 10-ft ceilings, fresh light paint, crown moldings, cellular shades, matte-black knobs and charming character abound! You’ll love your kitchen with deep black single-basin sink, pull-down faucet, warm wood-toned 42-in cabinetry with crown molding and black pulls, black & stainless appliances (newer fridge negotiable), travertine backsplash, serving bar and stylish lantern fixtures! Spacious primary suite with gorgeous views, soaring crowned ceilings, blackout cellular shades for sleep-in-worthy mornings, and ensuite bath with garden tub, separate shower, makeup counter and matte-black fixtures. Family-friendly split layout with 2 spacious bedrooms and great-sized full bath for kiddos, guests or both! Step out back and you’ll start thinking about getting your offer in! Amazing, peaceful’n’serene backyard with treed, prairie-feel views, covered patio and a HUGE family’n’friends canvas for FUN, play, pups, parties, gardens or simply kicking back! Location, Location, Location! Tucked into Princeton Place, where BIG lots, mature trees, established charm and NO HOA freedom are the name of the game! Close to schools, parks, shopping, dining and exciting growth, but here’s the real treat: smooth’n’scenic back roads whisk you to Allen, Lucas, Fairview & Historic Downtown McKinney without touching 380! Think pretty country roads, open views and a relaxing way to get around. With Lake Lavon just minutes away, enjoy breathing room and small-town feel with big-city goodies within easy reach. Country-ish charm meets everyday convenience, and it’s a pretty sweet place to call HOME! MUST SEE!!!

412 Harvard Dr, Princeton

$270,000
3 Beds 2 Baths 21383146 MLS
Imagine living in a stunning, updated North Texas home where your average monthly utility bills on around $100! Welcome to this exceptionally well-maintained 3-bedroom, 2-bathroom home nestled in the highly desirable Oak Hollow subdivision in Anna, TX. Step inside to find a light-filled layout boasting soaring tall ceilings and an entirely carpet-free interior. The home features new paint and gorgeous, brand-new Luxury Plank Vinyl (LPV) flooring in the bedrooms, paired with durable tile in the main traffic areas. The open-concept design flows effortlessly from the inviting entryway into a spacious living area and a bright kitchen with a gas stove, granite central island, perfect for everyone to gather around to share the day. The private primary suite is smartly split from the secondary bedrooms for maximum peace and quiet. The outdoor space is your own peaceful retreat. Relax on the covered rear patio looking out over a clean, spacious, and highly private backyard with a tall wood privacy fence. Located in a fantastic community with an HOA fee of just $387 annually, you will enjoy access to a pristine community pool, walking trails, and playgrounds. Oh, there is also a nearby dog park! Seller maintains quarterly pest control, maintenance on hvac so you be confident in purchase that this is a well maintained home. Best of all, you are just minutes away from Sue Evelyn Rattan Elementary School and enjoy incredibly easy access to Highway 5 and Hwy 75 for a seamless daily commute.This move-in-ready pride of ownership home offers the perfect blend of modern upgrades, community amenities, and unbeatable monthly savings. This property is a rare find, featuring premium solar panels that will be completely paid off by the seller at closing, passing massive, immediate energy savings directly to you from day one. Anna, TX also features a 4 day school week. Located only about 45 minutes north of Dallas discover why families are relocating to this area.

1824 Mesquite Ln, Anna

$224,999
4 Beds 3 Baths 21381578 MLS
Life in Bridgewater extends well past your own front door. This interior-lot home puts you close to the community's resort-style pools, playgrounds, event lawn and schools, with walking paths and trails winding through natural greenbelts and stocked ponds where you can cast a line without leaving the neighborhood. It's the kind of setup that turns an ordinary evening walk or weekend outing into something you don't have to plan for — it's just there. Built in 2023, this home gives you the clean lines and modern finishes of new construction without the wait. Step in and enjoy an open layout where the living room, dining area, and kitchen flow together — easy for everyday life, easy for keeping the conversation going when people are over. Board and batten detailing carries through the entry and kitchen, adding a custom, elevated feel from the moment you walk in. The kitchen's granite countertops and functional layout keep the cook connected to the room instead of closed off in it. A private deck extends the living space outdoors, and the fully fenced backyard adds room to relax or let pets and kids roam. Upstairs, all four bedrooms are tucked away from the shared living space below, giving a real sense of privacy. The primary suite carries its own board and batten accent wall along with an en-suite bath and walk-in closet, while three additional bedrooms offer flexibility for a home office, guests, or however the space gets used — including one with a built-in bookcase ready-made for a reading nook or home library. A second full bathroom serves the additional bedrooms, and a main-floor half bath means guests don't have to head upstairs. Built-in storage and generous closets throughout are the kind of details that go unnoticed until you actually need them. Schedule a private showing to experience all that this home and neighborhood has to offer.

228 Boxberry Way, Princeton

$249,000
1 Beds 1 Baths 21374647 MLS
Step into a beautifully renovated condo with wood burning fireplace, patio, and attached garage. This diamond in the rough is filled with stylish finishes, exceptional storage, and features rarely found in other communities. The spacious primary bedroom offers a professionally installed Elfa closet system by The Container Store. The recently renovated kitchen shines with marble-style flooring, granite countertops, and a full suite of brand new stainless steel appliances - fridge conveys. In the living room, a wood-burning fireplace creates a warm focal point and offers a distinctive amenity that is difficult to find in comparable condo communities. A stunning bathroom remodel valued at approximately $15,000 features a walk-in shower and high-end finishes. The laundry area includes a privacy-enhancing barn door, and the washer and dryer—only about one year old—also convey. Enjoy outdoor living on the beautiful patio, finished with a stone-overlay tile and ready for your furniture and plants. An extra-large patio storage closet provides even more room for seasonal and household items. The attached 20-by-10-foot garage is equally impressive, with sealed epoxy flooring and built-in overhead storage for holiday décor and overflow items. Set within a gated community with mature trees, a beautiful pool, HOA amenities, and an on-site dog park, this move-in-ready condo delivers comfort and elegance within a beautiful, secure community. 10 foot ceilings, crown molding, brand new fresh, designer paint, hardwoods, dual closets in primary suite, and so much more. Call now to schedule your private tour!

2601 Preston Rd Unit 4103, Plano

$289,990
4 Beds 3 Baths 21381241 MLS
MLS# 21381241 - Built by Imagination Homes - October 2026 completion ~ Imagination Homes proudly presents The Verse Floorplan. Welcome to this spacious and thoughtfully designed two - story home offering flexible living spaces and room for everyone. This is a 4 Bedroom, 2.5 Baths, and 2 Car Garage at 1,718 SF. The first floor features an open - concept layout that seamlessly connects the family room, dining area, and kitchen—creating the perfect setting for everyday living and entertaining. The well - appointed kitchen includes ample counter space, a huge pantry, and a central island overlooking the family room, so you’re always part of the conversation. A convenient powder bath is located just off the entry for guests, while the generous two - car garage provides plenty of storage and easy access to the home. Upstairs, you’ll find a private owner’s retreat complete with a spacious primary bedroom, walk - in closet, and en - suite bath featuring dual vanities, larger shower, and linen shelves. Three additional secondary bedrooms offer flexibility for family, guests, or a home office, and share a well - placed full bath. The upstairs utility room adds everyday convenience, keeping laundry close to all bedrooms. Enjoy outdoor living on the covered patio—perfect for relaxing evenings or weekend gatherings. With its open layout, smart bedroom separation, and functional design, this home offers comfort, style, and versatility for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Verse floorplan. Schedule your tour today!

836 Springwell Dr, Princeton

$269,999
3 Beds 2 Baths 21380391 MLS
Assumable 2.99% USDA rate available. Beautifully maintained single-story home situated on an oversized .23-acre lot in Magnolia Pointe! Thoughtfully designed living space with a bright, open floor plan and a versatile bonus space ideal for a home office, playroom or hobby room. The spacious kitchen features stainless steel appliances, generous counter space, pantry storage and a large center island with additional seating. The kitchen opens seamlessly to the dining and living areas, creating an ideal layout for entertaining or simply enjoying everyday life at home. Large windows provide plenty of natural light, while beautiful wood-look flooring flows throughout the main living spaces. The generously sized primary suite offers a comfortable retreat with an ensuite bath featuring ample countertop space and a separate shower. Two additional bedrooms and a second full bath provide plenty of room for family, guests or additional workspace. Outside is where this property really shines! The oversized backyard provides plenty of room to entertain, play or simply relax. A wood deck offers the perfect spot for outdoor seating, and the property backs to a community walking path, adding to the open feel of the backyard. Let's not forget about the impressive dog run! Magnolia Pointe offers an impressive collection of neighborhood amenities including community pools, splash pads, playgrounds, parks, ponds, walking trails and open green spaces.

1508 Dustfield Ln, Royse City

$270,000
4 Beds 2 Baths 21375651 MLS
Welcome to 610 Hemingway Lane in Lowry Crossing—a beautifully maintained, barely lived-in home offering the ideal combination of modern comfort, convenience, and location. This 4-bedroom residence is an excellent opportunity for buyers looking for a move-in-ready home with a fresh, well-cared-for feel without the wait and expense of new construction. From the moment you arrive, you’ll appreciate the inviting curb appeal and the sense of pride of ownership throughout. Inside, the thoughtfully designed floor plan provides plenty of space for everyday living, entertaining, working from home, or accommodating guests. The four spacious bedrooms offer flexibility for a growing household, home office, or additional living needs. The home has been barely lived in, allowing the next owner to enjoy a like-new atmosphere while benefiting from a home that is already established and ready to enjoy. Even better, the sale includes the washer, dryer, and refrigerator, making your move even easier and eliminating the need to purchase these essential appliances separately. Location is another standout feature. Situated in Lowry Crossing with convenient access to Highway 380, this home provides an easy connection to surrounding communities, shopping, dining, and everyday amenities. Whether you’re commuting, running errands, or enjoying everything the North Texas area has to offer, you’ll appreciate the accessibility this location provides. If you’ve been searching for a spacious 4-bedroom home that feels practically new, includes the major appliances you need, and offers a convenient location, 610 Hemingway Lane deserves a spot at the top of your list. Don’t miss this opportunity to own a barely lived-in home in a growing and desirable area. Schedule your private showing today and experience all this home has to offer!

610 Hemingway Ln, Lowry Crossing

$275,000
4 Beds 2 Baths 21373672 MLS
Welcome To Ultimate Comfort And Elevated Living In Princeton’s Highly Desirable Ranger Crossing Community. This Beautiful Single-Story Residence Combines Upscale Design Touches With Easy, Family-Friendly Living On A Great Lot. Nothing Can Be Built In Front Or Behind The House! At The Heart Of The Home, A Sun-Drenched Open-Concept Layout Connects A Spacious Living Room To A Stylish Kitchen Featuring Modern Espresso Cabinetry, Pristine White Countertops, Stainless Appliances, And A Center Island That Makes Casual Dining And Hosting A Delight. The Secluded Primary Suite Delivers A True Retreat, Complete With A Private Ensuite Bath Highlights A Large Walk-In Glass-Enclosed Shower And Ample Vanity Space. Additional Bedrooms Provide Generous Space For A Growing Household, Guests, Or A Dedicated Home Office Setup. Outdoors, Enjoy A Covered Back Patio Overlooking An Expansive, Fully Fenced Lawn Offering Unlimited Room For Play, Pets, And Outdoor Gatherings. Living In Ranger Crossing Means Access To Resort-Style Neighborhood Amenities, Including A Sparkling Community Swimming Pool, Playground, Open Green Spaces, And Scenic Walking Trails. Nestled Just Minutes From Everyday Princeton Shopping, Local Dining Favorites, And The Outdoor Recreation At Lake Lavon Offers Extensive Public Recreation Amenities, Including Multiple Parks, Boat Ramps, Swimming Beaches, And Full-Service Marinas. EV Charger In The Garage, And 12 Miles From The New McKinney Airport Opening In November! Come Check This One Out Today!

402 Branch Canyon Way, Princeton

$299,900
4 Beds 3 Baths 21375045 MLS
Welcome to this beautifully maintained, move-in-ready home in the Lakehaven community of Farmersville. Built in 2024, this thoughtfully designed residence offers 4 bedrooms, 3 full bathrooms, approximately 2,255 square feet, and a versatile two-story floor plan designed for both everyday living and entertaining. The light-filled main living area flows seamlessly into the kitchen and dining spaces, creating an open and inviting atmosphere. The kitchen offers generous counter space, modern finishes, and an easy connection to the living area, while the main-level primary suite provides a private retreat with dual sinks and a spacious walk-in closet. An additional bedroom and full bathroom downstairs create excellent flexibility for guests, a home office, or multigenerational living. Upstairs, two additional bedrooms and a full bathroom provide plenty of separation and space. Smart-home features, energy-efficient construction, and an attached two-car garage add to the home's convenience and functionality. Outside, enjoy a covered patio and manageable backyard ready for relaxing, entertaining, or creating your own outdoor space. Lakehaven residents also enjoy access to community amenities including a pool, clubhouse, playground, jogging and biking paths, and tennis courts. With newer construction, a flexible 4-bedroom layout, modern conveniences, and access to an amenity-filled community, 3717 Cisco Drive offers the opportunity to enjoy the benefits of a newer home without waiting for the building process. Move in and make it yours.

3717 Cisco Dr, Farmersville

$259,990
3 Beds 2 Baths 21376625 MLS
MLS# 21376625 - Built by Imagination Homes - October 2026 completion ~ Imagination Homes proudly presents The Symbol Floorplan. Welcome to this beautifully designed single - story home that perfectly blends open living spaces with private retreats. A 3 Bedroom, 2 Bath, 2 Car Garage with 1549 SF. From the inviting entry, you’re welcomed into a bright and spacious dining area that flows seamlessly into the kitchen and family room, creating an ideal setting for both everyday living and entertaining. The well - appointed kitchen features a large island, generous counter space, a large walk - in pantry with plenty of space to keep your small appliances out of the way, and easy access to the main living areas—keeping everyone connected. The family room offers comfortable gathering space and opens to a covered patio, extending your living outdoors for relaxing evenings or weekend get - togethers. Privately located at the rear of the home, the primary suite serves as a peaceful retreat. This spacious bedroom includes a large walk - in closet and a well - equipped en - suite bath with dual vanities, a soaking tub, and a separate shower. Two secondary bedrooms are thoughtfully positioned along a private hallway and share a full bath, making them perfect for family members, guests, or a home office setup. A conveniently located utility room and a spacious two - car garage provide additional storage and everyday practicality. With its smart layout, open - concept design, and comfortable bedroom separation, this home offers both style and functionality for modern living. Nestled in a quiet community just one mile south of 380 in Princeton - offering both convenience and tranquility. Don’t miss your chance to own the comfort, quality, and style of The Symbol floorplan. Schedule your tour today!

840 Springwell Dr, Princeton

$275,000
3 Beds 2 Baths 21372274 MLS
Welcome to Lake Shores in Princeton, Texas! This very clean and well-maintained 1999 home sits on a third of an acre and features an inviting front porch that’s perfect for relaxing and enjoying the peaceful surroundings. Inside, the home offers a comfortable 3-bedroom, 2-bathroom layout with a large primary suite featuring a private en suite bathroom. The primary bathroom includes dual sinks, a separate soaking tub, and a separate shower, creating a comfortable and functional retreat. The kitchen features a convenient center island, providing additional workspace and a great gathering spot for family and friends. Beautiful mature trees surround the property, while the backyard includes 2 storage sheds for tools, lawn equipment, hobbies, or additional storage. Located just down the road from Lake Lavon, this property offers easy access to boating, fishing, water activities, and outdoor recreation. BUT WAIT… THERE’S MORE! The owners are offering a very unique opportunity with THREE PROPERTIES available — purchased together OR separately! PRIMARY RESIDENCE (across the street): Gorgeous 2017 3BR, 2BA Manufactured home on over one third acre. SECOND PROPERTY: This 1999 manufactured home on approximately a third acre, in great condition — perfect for a mother-in-law home, guest space or rental! THIRD PROPERTY (right next door): A fully foam-insulated, concrete-floor, 40 x 40 SHOP, already set up for business. LIVE HERE. BRING THE FAMILY. RUN YOUR BUSINESS. INVEST. The possibilities are BIG! This may be an excellent opportunity for a family and business compound, an investor, multi-property buyer, or someone looking to expand their real estate holdings. Princeton is growing fast, making this an exciting area to invest and call home. If you’re looking for a well-kept home with a spacious lot, mature trees, a welcoming porch, and convenient access to Lake Lavon, this property deserves a look! Come see this charming Lake property and discover endless possibilities!

11487 County Road 440, Princeton

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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